Legal information


Client: any professional or natural person capable of doing so within the meaning of the Swiss Civil Code (RS 210), or legal entity, who visits the Site, which is the subject of these general conditions.

Services: provides the following services to its customers:

The conditions of attribution to the Customers of the Services are likely to evolve to agree between the parties. In this case, the Customer will be informed of the new conditions and their date of implementation.

In addition to the Services provided under these GTC, specific Services may be provided. These services are then the subject of a specific contract between VISION ASSET MANAGEMENT and the Client.

Content: All the elements constituting the information present on the Site, in particular texts – images – videos.

Customer information : Hereinafter referred to as “Information (s)” which corresponds to all personal data that may be held by for the management of your account, customer relationship management and for analysis and statistical purposes.

User : Internet user connecting to and using the above-mentioned site.

Personal information: “Information which allows, in any form, directly or indirectly, the identification of the natural persons to whom it applies”.

The terms “personal data”, “data subject”, “sub-processor” and “sensitive data” have the meaning defined by the General Data Protection Regulation (GDPR: No. 2016-679)

  1. Presentation of the website

Owner: VISION ASSET MANAGEMENT – Registered office: VISION ASSET MANAGEMENT, Rue du Mont-de-Sion 6, 1206 Geneva, T. +41 22 321 52 55 – Trade register of Geneva :
No. VAT :
Publication manager: VISION ASSET MANAGEMENT –
Webmaster :
Host : Infomaniak SA
Data Protection Officer : VISION ASSET MANAGEMENT –

  1. General conditions of use of the site and the services offered.

The Site constitutes an intellectual work protected by the provisions of the Intellectual Property Code and applicable international regulations. The Customer may not in any way reuse, transfer or exploit for his own account all or part of the elements or works of the Site.

The use of the website implies full acceptance of the general conditions of use described below. These conditions of use may be modified or completed at any time, so users of the website are invited to consult them regularly.

This website is normally accessible to users at all times. An interruption for technical maintenance may however be decided by, which will then endeavour to inform users in advance of the dates and times of the intervention. The website is updated regularly by In the same way, the legal notices can be modified at any time: they are nevertheless binding on the user who is invited to refer to them as often as possible in order to take note of them.

  1. Description of services provided

The purpose of the website is to provide information about all of the company’s activities. strives to provide information on the website that is as accurate as possible. However, it cannot be held responsible for omissions, inaccuracies and shortcomings in the updating, whether they are of its own making or of the making of third-party partners who provide it with this information.

All the information on the website is given as an indication, and is likely to change. Furthermore, the information on the website is not exhaustive. They are given subject to modifications having been made since their setting on line.

  1. Contractual limitations on data

The site uses JavaScript technology. The website cannot be held responsible for any material damage related to the use of the site. Furthermore, the user of the site undertakes to access the site using recent equipment, free of viruses and with a last generation updated browser

The objective is to provide a service that ensures the best possible accessibility. The host ensures the continuity of its service 24 hours a day, every day of the year. Nevertheless, it reserves the right to interrupt the hosting service for the shortest possible period of time, in particular for maintenance purposes, to improve its infrastructures, in the event of a failure of its infrastructures or if the Services generate traffic deemed abnormal. and the host cannot be held responsible in the event of malfunctioning of the Internet network, telephone lines or computer and telephone equipment, particularly in the event of network congestion preventing access to the server.

  1. Intellectual property and counterfeiting is the owner of the intellectual property rights and holds the rights of use on all the elements accessible on the Internet site, in particular the texts, images, graphics, logos, videos, icons and sounds. Any reproduction, representation, modification, publication, adaptation of all or part of the elements of the site, whatever the means or the process used, is prohibited, except with the prior written authorization of: https: //
Any unauthorized use of the website or any of the elements it contains will be considered as an infringement and will be prosecuted in accordance with the provisions of article 231.1 and following of the Swiss private law.

  1. Limitations of liability acts as the publisher of the site. is responsible for the quality and truthfulness of the Content it publishes. cannot be held responsible for any direct or indirect damage caused to the user’s equipment when accessing the website, and resulting either from the use of equipment that does not meet the specifications indicated in point 4, or from the appearance of a bug or an incompatibility. cannot be held responsible for indirect damages (such as loss of market or loss of opportunity) resulting from the use of the website. Interactive spaces (possibility to ask questions in the contact area) are available to users. reserves the right to delete, without prior notice, any content posted in this space that contravenes the legislation applicable in Switzerland, in particular the provisions relating to data protection. Where applicable, also reserves the possibility of calling into question the civil and/or criminal liability of the user, particularly in the event of messages of a racist, insulting, defamatory or pornographic nature, whatever the medium used (text, photographs, etc.).

  1. Data protection policy

7.1 Introduction

This data protection policy (“Policy”) governs the collection, processing, and use of personal data by Vision Asset Management SA (hereinafter referred to as “the Company”), in compliance with the Swiss Federal Act on Data Protection (nFADP, 235.1) and the European General Data Protection Regulation (GDPR, 2016/679). This Policy is adopted under Article 716b al.2 and 3 of the Swiss Code of Obligations (CO), Articles 9 and 21 of the Swiss Federal Law on Financial Institutions (LEFin), as well as European regulations on data protection.

7.2 Data Collection

As part of its activities, the company is required to collect and process the personal data of its clients and prospects, as well as individuals associated with them (economic beneficiaries, controlling parties, agents, etc.). Personal data refers to information relating to an identified or identifiable natural person.

The Company collects and processes various types of data, including but not limited to:

  • Identification data (e.g., name, date of birth, gender, address, ID/passport number, phone number, email address), authentication data (e.g., signature specimen, password),
  • Data related to transactions/investments (e.g., beneficiary or ordering party details, communications),
  • Contractual data (e.g., product/service-related data, credit application/granting data), data related to family status (e.g., marital status, heirs),
  • Professional data (professional contact information, job title, employers),
  • Financial data (extracts from the debt enforcement register, income, wealth).

7.3 Source, Consent, Legal Basis

Personal data processed by the Company is obtained directly from the data subjects within the framework of contractual relationships (Consent of the declaring person). Data may also come from authorized third parties (e.g., business introducers, competent authorities) or through research in public databases (e.g., commercial register, land register, research database).

7.4 Purpose of Processing

Personal data is processed to conclude, administer, and execute contractual relationships, as well as for security and statistical purposes. The Company commits not to use this data for commercial purposes without the prior consent of the individuals concerned.

7.5 Communication of personal data

  • Communication to third parties

In the context of its mandates and contract fulfillment, the Company may communicate and exchange data with third parties, including:

  • Third parties involved in the relationship or acting on behalf of the client, such as a financial infrastructure operator, broker, custodian bank, or issuer;
  • Outsourced service providers, such as IT service providers, hosting, accounting, compliance, or risk management services;
  • Monitoring, analysis, or advisory service providers.

To ensure a level of security in accordance with the law, the Company requires its service providers to contractually guarantee the confidentiality of personal data they process and ensures their proper compliance.

  • Communication to authorities

Upon request from public, judicial, or administrative authorities or regulatory or governmental bodies, personal data may be transferred to them. A legal basis or decision will always justify such transfers.

  • Communication abroad

The Company may disclose, transfer, and/or store personal data outside of Switzerland:

  • In the context of concluding or executing contracts directly or indirectly related to the business relationship, for example, in the context of outsourcing,
  • If such transfer is necessary to safeguard an overriding public interest;
  • If such transfer is necessary for the Company to establish, exercise, or defend against a current or future claim, or to enable the Company to respond to an investigation by a public authority, in Switzerland or abroad; or
  • In exceptional cases, where such transfer is provided for by applicable regulations (in particular to comply with obligations regarding stock exchange transaction announcements).

If such transfer of personal data is made to a state that does not offer an adequate level of data protection, the Company will ensure to obtain the consent of the client or to establish appropriate safeguards, including contractual commitments, to ensure secure and confidential processing.

7.6 Security and confidentiality of data

The Company harvests and commits to process personal data in accordance with the Swiss nFADP and the European GDPR and to implement appropriate security measures to protect this data against unauthorized access or misuse. Company employees are subject to obligations of confidentiality and data security.

7.7 Data retention

Personal data is retained for a period in accordance with legal and regulatory requirements, typically up to 10 years after the end of the business relationship. Longer retention periods may be applied when justified by the purposes of processing or legal obligations.

7.8 Rights of data subjects

Any data subject has the following rights regarding their personal data, within the limits of applicable regulations, particularly in case of legal restriction, overriding interests of third parties, or abusive requests:

  • Right to access their personal data;
  • Right to rectify inaccurate or incomplete data;
  • Right to object to their processing and/or request limitation of their processing;
  • Right to request their deletion. The right to deletion is not absolute and may be restricted based on overriding interests requiring the continuation of personal data processing.

Any data subject may exercise the aforementioned rights by contacting the Company in writing at the address below. The request must be signed and accompanied by a copy of the data subject’s identification document.

7.9 Contact

This Policy is applicable in accordance with Swiss nFADP and European GDPR, and the Company is committed to respecting the principles of data protection outlined in these regulations.

For any questions regarding data protection or to exercise their rights, individuals may contact the Company at the following address:

Vision Asset Management
Rue du Mont-de-Sion 6
1206 Genève
Email :
+41 22 321 52 55

  1. Incident notification

No matter how hard you try, no method of transmission over the Internet and no method of electronic storage is completely secure. Therefore, we cannot guarantee absolute security. If we become aware of a security breach, we will notify affected users so that they can take appropriate action. Our incident reporting procedures take into account our legal obligations, whether at national or European level. We are committed to keeping our clients fully informed of all matters relating to the security of their account and to providing them with all the information necessary to help them meet their own regulatory reporting obligations.

No personal information of the user of the site is published without the user’s knowledge, exchanged, transferred, ceded or sold on any medium to third parties. Only the assumption of the repurchase of and its rights would allow the transmission of the aforementioned information to the possible purchaser who would be in its turn held of the same obligation of conservation and modification of the data with respect to the user of the site

To ensure the security and confidentiality of Personal Data and Personal Health Data, uses networks protected by standard devices such as firewalls, pseudonymization, encryption and passwords.

When processing Personal Data, takes all reasonable steps to protect it from loss, misuse, unauthorized access, disclosure, alteration or destruction.

  1. Hypertext links, cookies and internet tags

The website contains a number of hyperlinks to other sites, set up with the permission of However, does not have the possibility of checking the content of the sites thus visited, and consequently will not assume any responsibility for this fact.

Unless you choose to disable cookies, you agree that the site may use them. You can deactivate these cookies at any time, free of charge, using the deactivation options offered to you and recalled below, knowing that this may reduce or prevent access to all or part of the Services offered by the site.

A “cookie” is a small information file sent to the User’s browser and stored in the User’s terminal (e.g. computer, smartphone), (hereinafter “Cookies”). This file includes information such as the User’s domain name, the User’s Internet service provider, the User’s operating system, and the date and time of access. Cookies will not damage the User’s terminal in any way. is likely to process the User’s information concerning his visit to the Site, such as the pages consulted and the searches carried out. This information allows to improve the content of the Site and the User’s navigation.

Cookies facilitate navigation and/or the provision of services offered by the Site, the User may configure his browser to allow him to decide whether or not to accept them so that Cookies are stored in the terminal or, on the contrary, that they are rejected, either systematically or according to their sender. The User may also configure his or her browser software so that acceptance or refusal of Cookies is proposed from time to time, before a Cookie is likely to be recorded in his or her terminal. User that, in this case, it is possible that not all of the functionalities of his or her browser software will be available.

If the User refuses to accept the storage of Cookies in his/her terminal or browser, or if the User deletes those stored there, the User is informed that his/her navigation and experience on the Site may be limited. This could also be the case when or one of its service providers cannot recognise, for technical compatibility purposes, the type of browser used by the terminal, the language and display settings or the country from which the terminal appears to be connected to the Internet.

Where applicable, declines all responsibility for the consequences linked to the degraded functioning of the Site and any services offered by, resulting from (i) the refusal of Cookies by the User (ii) the impossibility for to record or consult the Cookies necessary for their operation due to the User’s choice. For the management of Cookies and User’s choices, the configuration of each browser is different. It is described in the browser’s help menu, which will show how the User can change his or her wishes regarding Cookies.

At any time, the User may choose to express and modify his or her wishes with regard to Cookies. may also use the services of external service providers to help it collect and process the information described in this section.

Finally, by clicking on the icons dedicated to the social networks Twitter, Facebook, Linkedin and Google Plus on the or in its mobile application and if the User has accepted the deposit of cookies by continuing to navigate on the Website or mobile application of, Twitter, Facebook, Linkedin and Google Plus may also place cookies on your terminals (computer, tablet, mobile phone).

These types of cookies are only deposited on your terminals if you consent to them, by continuing your navigation on the Website or the mobile application of However, at any time, the User may revoke his or her consent for to deposit this type of cookie.

9.2 INTERNET TAGS may occasionally employ web beacons (also known as “tags,” “action tags,” “single-pixel GIFs,” “clear GIFs,” “invisible GIFs,” and “one-to-one GIFs”) and deploy them through a web analytics partner that may be located (and therefore store information about them, including the User’s IP address) in a foreign country.
These tags are placed both in the online advertisements allowing users to access the Site, and on the various pages of the Site.
This technology allows evaluate visitors’ responses to the Site and the effectiveness of its actions (for example, the number of times a page is opened and the information consulted), as well as the use of this Site by the User.
The external service provider may collect information about visitors to the Site and other websites through these tags, compile reports on Site activity for, and provide other services relating to the use of the Site and the Internet.

  1. Applicable law and jurisdiction.

Any dispute in connection with the use of the website is subject to Swiss law. Except in cases where the law does not allow it, the competent courts of Geneva shall have exclusive jurisdiction.

Legal information

Respect for privacy

Rue du Mont-de-Sion 6
1206 Genève
Email :
+41 22 321 52 55